Bank Verification

One-time ACH bank-account ownership verification via micro-deposits

📄️ Send Micro-Deposits

Initiates ACH bank-account ownership verification by sending two small test deposits ('micro-deposits') to the bank account created via [Add Bank Account](/docs/paystand-x-api/create-bank). Call this once per new bank account.

📄️ Verify Bank Drops

Completes one-time ACH bank-account verification by confirming the two micro-deposit amounts sent by [Send Micro-Deposits](/docs/paystand-x-api/send-bank-drops). On success, `verified` becomes `true` and the bank account can fund payments — this step does not repeat for that bank account.